Credit-Card-Guide.ca: Your guide to choosing the right credit card

Desjardins

   Desjardins VISA for Students

  • No annual Fee
  • 19.4% interest rate, optional low interest rate of 11.8%
  • Free additional card
  • 3-Day Travel Insurance
  • discounts up to 10% at Hertz worldwide

Intro APR
Intro APR Period
Regular APR
Annual Fee
Minimum Income
Rewards
-
-
19.4%
0$
-
No

  Desjardins Classic

  • No annual Fee
  • 19.4 % interest rate, optional low interest rate of 11.8%
  • sign up for Desjarins Bonusdollars for $20 annual fee
  • free additional card
  • discounts up to 10% at Hertz worldwide

Intro APR
Intro APR Period
Regular APR
Annual Fee
Minimum Income
Rewards
N/A
N/A
19.4 %
$0
-
No

   Desjardins Elegance GOLD

  • no annual Fee
  • 19.9% variable interest rate, optional low interest rate of 12.8%
  • discounts up to 20% at Hertz worldwide
  • 3-Day Travel Insurance
  • Rewards program

Intro APR
Intro APR Period
Regular APR
Annual Fee
Minimum Income
Rewards
N/A
N/A
19.9%
$0
-
Yes


   Desjardins Modulo Gold

  • $50 annual fee
  • 9.9% annual interest rate
  • 3-Day Travel Insurance
  • Rewards program
  • A payment holiday feature where you can skip the minimum payment twice a year.
Intro APR
Intro APR Period
Regular APR
Annual Fee
Minimum Income
Rewards
N/A
N/A
9.9%
$50
-
Yes

   Desjardins Odyssey GOLD

  • $110 ($90 for cardholders age 76 and over)
  • 19.4% annual interest rate, Optional low interest rate of 11.8%
  • Comprehensive travel insurance
  • Rewards program
Intro APR
Intro APR Period
Regular APR
Annual Fee
Minimum Income
Rewards
N/A
N/A
19.4%
$110
-
Yes

 

 

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