Credit-Card-Guide.ca: Your guide to choosing the right credit card

Travel Credit Cards

Travel reward credit cards give airline mile (or other travel-related) rewards to cardholders for making purchases with the card. Typically, a cardholder accumulates "points" based on the dollar amount of his/her purchases with the credit card over a period of time. Once a predetermined point level is reached, the cardholder can then redeem the points for airline travel (much like frequent flyer miles) or other travel-related rewards.

Each travel reward credit card is a bit different, so be sure to read the terms and conditions to find out how many airline miles (or reward points) you gain for every dollar in purchases, how many airline miles (or points) you need to accumulate before you qualify for a free airline ticket (or other rewards), whether or not airline miles (or points) expire in time (if not used in a specified amount of time), etc.

Many credit cards that give travel rewards come with an annual fee, so be sure to read the terms and conditions.

    CIBC Aerogold® VISA* Card

  • $120 annual fee
  • Welcome Bonus of 15,000 Aeroplan Miles® with first purchase
  • Aeroplan Miles®
  • Earn 1 Aeroplan Mile® for every dollar charged to the card. Earn bonus Miles with ADVANTEX.
  • 19.5% current regular annual interest rate
  • $50 per additional card (limit 3)
  • $35,000 minimum annual household income
  • Exclusive new CIBC CreditSmartTM features to manage your spending and protect you from fraud
Intro APR
Intro APR Period
Regular APR
Annual Fee
Minimum Income
Rewards
N/A
N/A
19.5%
$120
$35,000
Yes

    CIBC Aero Classic VISA* Card

  • $29 annual fee
  • Receive 5,000 Aeroplan Miles® with first purchase
  • Earn 1 Aeroplan Mile® for every 2 dollars charged to the card.
  • Aeroplan Miles®
  • 19.5% current regular annual interest rate
  • Free additional cards (limit 3)
  • $15,000 minimum annual household income
  • Exclusive new CIBC CreditSmartTM features to manage your spending and protect you from fraud
Intro APR
Intro APR Period
Regular APR
Annual Fee
Minimum Income
Rewards
N/A
N/A
19.5%
$29
$15,000
Yes

    CIBC Gold VISA* Card

  • $99 annual fee ($69 for Seniors aged 65+)
  • Earn a Gold Bonus Point for each dollar spent on the card and enjoy premium services.
  • Merchandise Rewards Program
  • 19.5% current regular annual interest rate
  • $30 per additional card (limit 3)
  • $35,000 minimum annual household income
Intro APR
Intro APR Period
Regular APR
Annual Fee
Minimum Income
Rewards
N/A
N/A
19.5%
$99
$35,000
Yes

   CIBC Aventura®Gold VISA* Card

  • $120 annual fee
  • Apply now and get 5,000 Bonus Aventura Points
  • This card offers you exclusive lifestyle rewards, flexible travel options and premium features with exceptional service. Earn bonus Aventura Points with ADVANTEX .
  • 19.5% current regular annual interest rate
  • $50 per additional card per year (limit 3)
  • $35,000 minimum annual household income
  • $5,000 minimum credit limit
Intro APR
Intro APR Period
Regular APR
Annual Fee
Minimum Income
Rewards
N/A
N/A
19.5%
$120
$35,000
Yes

  MBNA WorldPoints®

  • $29 annual fee
  • Earn 1 WorldPoint for every $1 in purchases
  • Get 1,000 Bonus WorldPoints after your first qualifying transaction
  • Get 1,000 Bonus WorldPoints each year on your account anniversary date
  • Redeem WorldPoints for travel and merchandise rewards—redemption levels start as low as 1,000 WorldPoints
  • 19.99 % annual interest rate
Intro APR
Intro APR Period
Regular APR
Annual Fee
Minimum Income
Rewards
N/A
N/A
19.99 %
$29
Unknown
Yes

  MBNA TravelRewards™

  • $89 annual fee
  • Earn 1 Point for every $1 in purchases
  • Get 5,000 Bonus Points after your first qualifying transaction
  • Get 2,500 Bonus Points each year on your account anniversary date
  • Redeem Points for travel rewards on more than 75 airlines with no blackout periods
  • Platinum card benefits
  • 18.99 % annual interest rate
Intro APR
Intro APR Period
Regular APR
Annual Fee
Minimum Income
Rewards
N/A
N/A
18.99 %
$89
Unknown
Yes

  ScotiaGold Passport VISA card

  • $110 annual fee, $30 for additional cards
  • 18.5% current regular annual interest rate
  • Minimum Credit Limit $5000
  • Scotia® VISA Cheques - free of charge
  • Exceptional Travel Discounts** & Insurance
    Benefits

Intro APR
Intro APR Period
Regular APR
Annual Fee
Minimum Income
Rewards
N/A
N/A
18.5%
$110
-
No

 

  Reward Credit Cards
Cash Back Credit Cards
Reward Credit Cards
Gas Cards
Travel Credit Cards
Everyday Credit Cards
Low Interest Credit Cards
No Annual Fee Credit Cards
Student Credit Cards
Secured Credit Cards

Other Credit Cards
Small Business Credit Cards
US Dollar Credit Cards
Store Credit Cards
Prepaid Credit Cards