Credit-Card-Guide.ca: Your guide to choosing the right credit card

Scotiabank Credit Cards

Scotiabank Value VISA card
	$29 annual fee 11.49% interest rate Minimum Credit Limit $1000 Scotia® VISA Cheques - free of charge Up to 20% discount rates at Avis Car Rental 3.99% on balance transfers and cash advances for the first six months if you apply before January 31st, 2010

Intro APR	Intro APR Period	Regular APR	Annual Fee	Minimum Income	Rewards
N/A	N/A	11.49%	$29	-	No

Scotiabank No Fee Value VISA card
	No annual fee 14.99% interest rate Minimum Credit Limit $1000 Scotia® VISA Cheques - free of charge Up to 20% discount rates at Avis Car Rental 5.99% on cash advances and balance transfers for the first six months if you apply before January 31st, 2010

Intro APR	Intro APR Period	Regular APR	Annual Fee	Minimum Income	Rewards
N/A	N/A	14.99%	$0	-	No

No Fee ScotiaGold VISA card
	No annual fee 19.50% on purchases 21.50% on cash advances, balance transfers Minimum Credit Limit $5000 Scotia® VISA Cheques - free of charge

Intro APR	Intro APR Period	Regular APR	Annual Fee	Minimum Income	Rewards
N/A	N/A	19.5%	$0	-	No

ScotiaGold Passport VISA card
	$110 annual fee, $30 for additional cards 19.5% current regular annual interest rate Minimum Credit Limit $5000 Scotia® VISA Cheques - free of charge 30,000 bonus Scotia Rewards Points and a $99 annual fee for the first year when you apply before January 31, 2010

Intro APR	Intro APR Period	Regular APR	Annual Fee	Minimum Income	Rewards
N/A	N/A	19.5%	$110	-	No

Scotia Momentum VISA card
	$39 annual fee 19.99% on purchases 21.99% on cash advances, balance transfers Minimum Credit Limit $500 Rewards up to 2% Moneyback reward every year on the purchases you've made with your card. Scotia® VISA Cheques - free of charge Up to 20% discount rates at Avis Car Rental

Intro APR	Intro APR Period	Regular APR	Annual Fee	Minimum Income	Rewards
N/A	N/A	19.99%	$39	-	Yes

No-Fee Scotia Moneyback VISA card

No annual fee
19.50% on purchases
21.50% on cash advances, balance transfers
Minimum Credit Limit $1000
Rewards up to 1% Moneyback reward every year on the purchases you've made with your card.
Scotia® VISA Cheques - free of charge
Get a new No-Fee Scotia Moneyback® VISA* card before January 31, 2010 and earn Moneyback rewards+ plus a 7.99% introductory interest rate on purchases for the first six months.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Minimum Income	Rewards
N/A	N/A	19.5%	$0	-	Yes

Scotiabank L'earn VISA card for students
	No annual fee 18.59% current regular annual interest rate Credit limit of $1,000 to $2,000 Get up to a 1% Moneyback reward

Intro APR	Intro APR Period	Regular APR	Annual Fee	Minimum Income	Rewards
N/A	N/A	18.59%	$0	-	Yes

Scotiabank SCENE VISA card
	No annual fee 19.5%% current regular annual interest rate Credit limit of $1,000 Use your SCENE™ VISA* card for everyday purchases - and you will earn points faster! Earn 2000 SCENE bonus points on your first purchase. The entertainment reward program that lets you earn points every time you use the card (at participating stores)

Intro APR	Intro APR Period	Regular APR	Annual Fee	Minimum Income	Rewards
N/A	N/A	19.5%	$0	-	Yes

Reward Credit Cards
Cash Back Credit Cards
Reward Credit Cards
Gas Cards
Travel Credit Cards

Everyday Credit Cards
Low Interest Credit Cards
No Annual Fee Credit Cards
Student Credit Cards
Secured Credit Cards

Other Credit Cards
Small Business Credit Cards
US Dollar Credit Cards
Store Credit Cards
Prepaid Credit Cards